銀行英語(yǔ)情景口語(yǔ) 第167期:個(gè)人消費(fèi)信貸 個(gè)人質(zhì)押貸款(3)

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您好，這里是IBJ銀行。我是Maria，我能如何為您效勞?

B: Hi, I'm looking into your loans and I'm a little confused about the interest rates. Could you give me some advice?

你好，我正在看你們的貸款的介紹，我對(duì)利率感到有點(diǎn)兒困惑。你能給我介紹一下嗎?

A: Not a problem. Which loan was it you were interested in? Sorry, I must ask, because the interest rates can depend on the type of loan you apply for.

沒(méi)有問(wèn)題。您對(duì)哪一種貸款感興趣?對(duì)不起，我必須問(wèn)，因?yàn)槔嗜Q于您申請(qǐng)的貸款的類(lèi)型。

B: I understand. I'm interested in the Petty Consumer Loan.

我理解。我感興趣的是小額消費(fèi)貸款。

A: One of our most popular! The usual interest rate is fixed by the PBC. That is The People's Bank of China. But of course, with some loans, credit rating and loan amount come into play, too.

這是我們最受歡迎的一種貸款!通常的利率是由PBC確定的。就是中國(guó)人民銀行。當(dāng)然啦，對(duì)有一些貸款來(lái)說(shuō)，信用等級(jí)和貸款額也發(fā)揮作用。

B: So, the rate could fluctuate a little，depending on the amount given by the PBC?

因此，利率有可能會(huì)有些波動(dòng)，這取決于中國(guó)人民銀行規(guī)定的利率值?

A: That is correct.

對(duì)。

B: I'm going to have to do some more research into this. Thanks for your help,bye for now.

我還得對(duì)此多做一些研究。謝謝你的幫助，再見(jiàn)了。