銀行英語(yǔ)情景口語(yǔ) 第174期:個(gè)人消費(fèi)信貸 個(gè)人留學(xué)貸款(2)

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這里是個(gè)人貸款處，我如何為您效勞?

B: I'm going to be studying overseas next year and I'd like some info about suitable loans. To be honest, rm not even sure if I can get a loan.

我明年要到國(guó)外留學(xué)，我想要了解一些有關(guān)的貸款的信息。老實(shí)說，我根本就不確定我能否得到貸款。

A: Not a problem. We offer a Personal Loan for Studying Abroad for anyone who's studying overseas, regardless of the circumstances. Anyone is eligible to apply.

沒問題。我們?yōu)槌鰢?guó)留學(xué)的人提供個(gè)人留學(xué)貸款，不論是什么情況。任何人都有資格申請(qǐng)。

B: Would I have to get my parents to guarantor the loan?

我得讓我的父母作為貸款的擔(dān)保人吧?

A: Not exactly. Our policy states that the loanee could be the person studying abroad, for example, you, or your direct relative or spouse.

不完全如此。我們的政策規(guī)定，借款人可以是出國(guó)留學(xué)的本人，也就是說，您，或是您的直系親屬或配偶。

B: I see. What about age limitations?

我明白了。有什么年齡限制嗎?

A: There are no age limitations as such just that the loanee should be below 55 years and of course,old enough to get a loan,meaning over 18 years of age.

嚴(yán)格地講，我們沒有年齡限制，不過，借款人應(yīng)小于55歲，當(dāng)然，年齡得足夠大才能獲得貸款，就是說得超過18歲。

B: Got it! I fit into that category very nicely. That's great! I'll have a chat with my parents and come back. Thanks very much.

知道了!我正好能歸入這一類。太棒了!我得和我的父母談?wù)?，然后再回?lái)。非常感謝。