銀行英語(yǔ)情景口語(yǔ) 第179期:個(gè)人消費(fèi)信貸 個(gè)人汽車(chē)消費(fèi)貸款(3)

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歡迎光臨IBJ銀行消費(fèi)信貸部。我有什么可以幫您的嗎?

B: My family really needs a car, we live quite far out of the town centre, but unfortunately we cannot afford to pay out such a large sum of money in one go.

我們家真的需要一輛車(chē)，我們住的地方離市區(qū)挺遠(yuǎn)的，但不幸的是，我們負(fù)擔(dān)不起一下子支出這么一大筆錢(qián)。

A: That's a problem facing many young families nowadays, and we are sympathetic to the problem. That's why we have just started a new scheme; a Personal Automobile Consumer Loan.

現(xiàn)在許多年輕人的家庭都面臨著這樣的問(wèn)題，對(duì)此我們深有同感。為此，我們剛剛開(kāi)展了一個(gè)新的業(yè)務(wù)，就是個(gè)人汽車(chē)消費(fèi)貸款。

B: Great, I just hope I qualify! Could you tell me some more? Can I use the money to buy the car from anywhere?

太棒了，我真的希望我夠格!你能多給我介紹一些情況嗎?我可以用這些錢(qián)到任何地方去買(mǎi)車(chē)嗎?

A: What we usually do is find a suitable car dealer for you, who offer the type of car that you need. If it's a family car that you want, we have a very reliable dealer already contracted to us.

我們通常做的就是為您找到一個(gè)合適的汽車(chē)經(jīng)銷(xiāo)商，他為您提供您所需要的那種車(chē)。如果您需要的是一個(gè)家庭用車(chē)的話(huà)，我們有一個(gè)非常可靠的經(jīng)銷(xiāo)商，他已經(jīng)和我們簽約了。

B: Then I can go to this appointed dealer, see what they've got and then make a decision?

那么我就可以去找這個(gè)指定的經(jīng)銷(xiāo)商，看看他們有什么樣的車(chē)，然后做出決定，是嗎?

A: Yes. When you have decided exactly what you want and have a purchase price we can begin to process the loan. As long as you provide the proper documentation, of course.

是的。當(dāng)您決定了您真正要買(mǎi)的車(chē)，并且看好了售價(jià)，我們就可以開(kāi)始辦理貸款手續(xù)了。當(dāng)然啦，只要您提供相應(yīng)的文件。

B: What do you require?

你們都要求提供些什么呢?

A: A correctly filled in application form, ID card, proof of residency, proof of income, the agreement from the agent and of course the 20% down payment.

一張正確填寫(xiě)的申請(qǐng)表、身份證、居住證明、收入證明、與經(jīng)銷(xiāo)商簽訂的協(xié)議，當(dāng)然還要有20%的首付收據(jù)。

B: That sounds fine. If you could give me the name and address of the dealer I'll go over there now and see what they've got.

聽(tīng)起來(lái)挺不錯(cuò)的。如果你能給我那個(gè)經(jīng)銷(xiāo)商的名字和地址，我現(xiàn)在就要去那兒，看看他們都有什么樣的車(chē)。