“卡奴”是指一個人使用大量的現金卡、信用卡，但負擔不出繳款金額或是以卡養(yǎng)卡、以債養(yǎng)帳等方式，一直在還利息錢的人。
1. 目前出現許多年輕人變成“卡奴”現象
2. 出現這一現象的原因
3. 我對這一現象的看法和建議
On Card Slave
As people change the patterns of consumption,it is common for people to have several cards. Then“Card slave” is coined. “Card slave” refers to peoplewho can only pay the minimum balance on their credit card debt every month. Many youngstersfall under the so-called card-slave category.
The reason behind “card slaves” varies. The fierce competition among banks, Chinese orforeign, encourages them to lure customers to hold more credit cards. Unfortunately, somecard holders, especially youngsters with large shopping addictions and small salaries, haveoutstanding credit card debts and gradually became “card slaves” after reaching their creditcard limit on luxury items. Due to their meager salaries, they always live on the edge ofbankruptcy.
In my opinion, people should manage their financial affairs. First, only choose the creditcards that suit you the most. Secondly, manage your cards properly. Get some good tips frominternet and follow them. Thirdly, increase income and avoid excessive expenses. These tipswill help you keep away from the danger of becoming a “card slave”.
