外國人最想和你聊的時事話題：住房問題

     There's a growing need for cheap housing in the larger cities.
     大城市對低價住房的要求越來越迫切了。
     When you rent a house, you pay its owner a fix monthly amount to live there.
     當你租房時，你需要每個月付給房東固定的租金。
     There is a wide variety of rental housing in China. In the cities, this mostly means apartments.
     在中國，出租的住宅種類繁多。城市中出租的主要是單元公寓住宅。
     The rising demand and the concurrent raising of prices by investors are to blame.
     房地產(chǎn)需求的持續(xù)增長和房地產(chǎn)商不斷提價是房價上漲的主要原因。
     It is unrealistic to help each person purchase an apartment of his/her own.
     為每個人提供購房補貼是不現(xiàn)實的。
     The real estate industry should focus on developing reasonably priced commercial housing for ordinary people.
     房地產(chǎn)業(yè)應重點發(fā)展面向廣大群眾的普通商品住房。
     A whopping 80 percent believe that real estate prices would continue to rise this year, and 30 percent fear it would do so at a greater pace.
     高達80%的受訪者認為今年的房價還會繼續(xù)攀升，30%的人擔心今年的漲幅將會更大。
     Many people prefer to live near the center of cities, but because houses there are expensive, they often commute from suburbs.
     許多人比較喜歡住得離市中心近一點，但是因為那兒的房子太貴，所以他們經(jīng)常住郊區(qū)上下班往返。
     Mortgage slave is adopted to describe those people whose mortgage payment is more than half of their monthly salary.
     "房奴"一詞被用來描述那些按揭還款超過月薪一半的人。
     Buying a house for most of the people is once in a lifetime decision, which means people decide to do so only after coming across the ideal house.
     買房對于大多數(shù)人來說是個一輩子的決定，但做出這個決定的前提是必須要遇到一套理想的房子。
     When you buy a property for the first time, it is usually a small flat, simply because you can't afford a bigger place.
     人們很難負擔得起大房子昂貴的房價，所以第一次買的房子通常都是一些小型的公寓房。
     As you get older and have better jobs and higher pay, and perhaps have a family, then you buy a bigger house and sell your small one; you can keep doing this till you retire, it's like climbing up a ladder.
     隨著年齡的增長，找到理想的工作、特別是隨著收入的提高，組建了家庭以后，人們通常會賣掉原來的小公寓房，轉(zhuǎn)而購買更大一些的住宅。如果你愿意的話，可以一直這樣從小到大地換下去，直到退休為止。而這個過程就像是在爬梯子。
     About 60% of first-time buyers would consider borrowing five times their salary. Four out of five are willing to take on extra long term mortgages and nearly 40% would sign up for riskier interest-only mortgages.
     差不多60%的初次購房者將考慮借自己年薪五倍左右的錢。而80%的人愿意延長還貸期限。更有將近四成的人選擇風險更高的支付利息的貸款方式。
     Nowadays, the proportion of investment into economically affordable housing only accounts for 5 percent of the total, which is far short of the increasing demand for new houses from middle and low-income families.
     目前，經(jīng)濟適用房的投資比例只占房地產(chǎn)總投資的5%，遠遠不能滿足中低收入家庭不斷增長的購房需要。
     After years of frothy price growth, these developers are also facing the prospect of a turning point in China's broader property market, especially in the south, a stronghold for many of the biggest developers.
     中國房價泡沫經(jīng)過多年的膨脹后，開發(fā)商將遇到一場大范圍的房價逆轉(zhuǎn)，特別是在許多大開發(fā)商盤踞的華南地區(qū)。