亞洲金融從業(yè)者最幸福

亞洲金融從業(yè)者最幸福

如今亞洲的90后金融從業(yè)者，既沒有像歐美同行那樣被大幅削減獎金、也沒有像前輩那樣經(jīng)歷過金融危機前收入的“尖峰時刻”，對未來仍抱有期望的他們，是最最容易感到幸福的人嗎？

測試中可能遇到的詞匯和知識：

Credit Suisse 瑞士信貸（財富500強公司之一）

brutal 殘忍的；野蠻的['bru?t(?)l]

literally 不夸張地；簡直['l?t(?)r?l?]

slashing 猛烈的；嚴厲的['sl????]

disenchantment 清醒；不抱幻想[,d?s(?)n't?ɑ?ntm(?)nt]

hefty 肌肉發(fā)達的；異常大的['heft?]

Deutsche Bank 德意志銀行

yearn 渴望，向往[j??n]

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Millennials sanguine over banking bonuses （548words）

By Don Weinland in Hong Kong and Laura Noonan in London

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Credit Suisse‘s Asia-based investment bankers were the envy of their international colleagues this season: not for them the 36 per cent bonus cut imposed on traders in London and New York after brutal losses.

The Hong Kong bankers are now sitting pretty in a newly created Asia-Pacific unit, literally and figuratively thousands of miles away from the bonus slashing that has so angered their colleagues in Credit Suisse’s Global Markets division.

Yet even at Credit Suisse there is an echo of bankers’ growing disenchantment over their pay in a market that has taken some hefty blows since the financial crisis. “Last year was a record year for our APAC business line but total compensation was more in line with an average year,” said one Asia-based Credit Suisse investment banker.

Still, Credit Suisse’s bankers are a lucky minority. Their parent company has positioned Asia at the heart of its growth strategy at a time when other international banks are been pulling back, such as Barclays’ quitting Asian equities and Royal Bank of Scotland’s reduction in its Asian business.

Total revenues for investment banking and markets in Asia Pacific fell 27 per cent in the first quarter of the year to $6.5bn, according to data from Coalition, slightly worse than the 25 per cent revenue fall across the globe. Analysts say margins in Asia could be as little as half of those in the US, so when revenue falls, pay falls faster.

European bankers were overwhelmingly unhappy with their bonuses as well, a survey by compensation firm Emolument showed.

European banks have made the most noise about their cuts — including a 17 per cent across-the-board reduction in Deutsche Bank’s bonus pool — but Emolument’s research showed that as many as 46 per cent of staff working for some US banks in Europe reported they were disappointed by their award.

A survey by recruitment group Morgan McKinley showed that 70 per cent of banking and finance professionals in Asia got a lower bonus this year than they expected, worse than the 66 per cent who got less than expected in 2015.

A separate poll, by Options Group, found that 46 per cent of Asia’s investment bankers felt their bonus expectations were met — slightly better than the 44 per cent in the US who expressed satisfaction.

Asia’s millennial bankers — who never knew the glory and excess of the ‘90s and noughties — are more easily pleased, according to Jessica Lee, executive director at Options Group in New York. “They don’t have those pre-crisis compensation comparisons,” Ms Lee said. “Based on years of data from our candidate surveys, junior people, in general, tend to be more optimistic.”

“I’ve got no idea what an amazing bonus is/was,” said a twenty-something banker at HSBC. A young investment banker working at Macquarie in Hong Kong agreed. He recalled a colleague asking: “When was the last time you remember a good annual dinner?” referring to the typical celebratory feast when bonuses are handed out.

Some senior Asian bankers still yearn for those days, and feel their market has been disproportionately hit. Others are more philosophical.

“You have to make a decision on whether you want to be here for the long term,” said one London-based banker. “If you do, there will be good years and bad years.”

請根據(jù)你所讀到的文章內(nèi)容，完成以下自測題目：

1. What happened to Credit Suisse‘s traders in London last year?

A. bonuses cut

B. created a new unit

C. envied by other colleagues

D. wages increased

2. What is Credit Suisse’s attitude towards Asia from article?

A. optimistic

B. pessimistic

C. undefined

D. disappointed

3. What will fall faster when revenue falls in Asia?

A. bonus

B. job opportunity

C. pay

D. vacation

4. Who are more easily pleased as bankers?

A. senior Asian banker

B. young European banker

C. young Asian banker

D. senior American banker

[1] 答案 A. bonuses cut

解釋：2015年中，瑞士信貸公司將倫敦和紐約的投資銀行部門獎金總額削減36%

[2] 答案 A. optimistic

解釋：不同于巴克萊銀行（Barclays）、蘇格蘭皇家銀行（Royal Bank of Scotland）的撤資，瑞士信貸母公司還是把亞洲作為重點發(fā)展的，因此推測其對于這一地區(qū)持樂觀態(tài)度。

[3] 答案 C. pay

解釋：分析師表示，當收益下降時，（行業(yè)）工資將以更快的速度下降。

[4] 答案 C. young Asian banker

解釋：在亞洲的年輕金融從業(yè)者（90后和00后），既不像歐美同行被大幅削減獎金、也沒有經(jīng)歷過危機之前的“黃金時期”，所以是最容易感到開心的。