新奇事件簿 研究顯示金錢會(huì)讓我們憂慮

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A new study from the BBC shows that looking after money isn't easy. Over 109,000 people took part in the BBC's Big Money Test. It was one of the biggest ever studies on the psychology of money. One of the biggest findings is that money makes many people feel bad. Researchers say over 40 per cent of us always worry about spending money; a third of us constantly worry about money; and the same percentage feel guilty when spending money on themselves. The study found that women like to go shopping to make themselves feel better about life, while men are more likely to save their cash. Women are more generous with their money and are also more likely to suffer from money problems.

BBC一份最新研究顯示，打理錢財(cái)并不容易。超過10.9萬(wàn)人參加了BBC的大型錢財(cái)測(cè)試。這是關(guān)于金錢的心理學(xué)方面迄今為止最大規(guī)模的調(diào)查。其中一個(gè)最大的發(fā)現(xiàn)就是，金錢讓許多人感覺不好。研究人員表示，超過40%的人總是對(duì)花錢感到焦慮；三分之一的人經(jīng)常為錢擔(dān)心；三分之一的人為自己花錢時(shí)會(huì)覺得愧疚。這項(xiàng)研究發(fā)現(xiàn)，女人喜歡去購(gòu)物來讓自己對(duì)生活感覺更好，而男人則更傾向于存錢。女人在花錢方面更慷慨，更有可能遇到囊中羞澀的問題。

The researchers also looked at ways shops try and make us spend our money. It showed how stores are continually looking at new ways to make us buy things on impulse. It asks why candies and chocolate are always by the checkout in supermarkets; why "everyday essentials like bread and milk are at the back of shop so you have to walk through as many aisles as possible to reach them;" and why the perfume and jewellery sections are always at the front of a department store. The test says that buying things on impulse can be bad for our finances: "People who bought goods impulsively were three times more likely to go bankrupt, and four times more likely to run out of money by the end of the week."

研究人員還查看了商場(chǎng)試圖讓我們花錢的方法。商場(chǎng)一直在尋找讓我們沖動(dòng)購(gòu)物的新途徑。研究詢問了為何糖果和巧克力通常擺放在超市收銀臺(tái)的位置，為什么面包和牛奶等生活必需品擺放在商場(chǎng)的最后面，這樣你就必須走過盡可能多的貨架才能找到，為什么香水和珠寶總是放在商場(chǎng)的最前面。測(cè)試稱，沖動(dòng)購(gòu)物不利于我們的經(jīng)濟(jì)狀況：“沖動(dòng)購(gòu)物的人破產(chǎn)的可能性高三倍，周末的時(shí)候沒錢的可能性多四倍。”