20種更好的理財(cái)習(xí)慣可以幫助你增加儲(chǔ)蓄
20種更好的理財(cái)習(xí)慣可以幫助你增加儲(chǔ)蓄
Get intentional and think what having more money will bring to you. Use these reasons as your north start. The next time you’re tempted to spend money remember why you’re saving in the first place.
有意識(shí)地去想，擁有更多的錢會(huì)給你帶來什么，用這些理由作為你存錢之旅的開始。下次你想花錢的時(shí)候，首先想想為什么要存錢。
Then, start adopting better money habits. Go through this list and note which habits you’re weak and strong in:
然后，開始養(yǎng)成更好的理財(cái)習(xí)慣。瀏覽一下這張清單，看看哪些習(xí)慣是你的強(qiáng)項(xiàng)，哪些是你的弱項(xiàng):
1. Be Honest About Your Bad Habits
誠實(shí)面對你的壞習(xí)慣
2. Recognize Your Money Mentality
認(rèn)清你的金錢觀念
3. Define Your Needs and Wants
辨別你的需要和欲望
4. Understand Your Cash Flow
了解你的現(xiàn)金流
5. Learn How to Set SMART goals
學(xué)習(xí)如何設(shè)立明智的目標(biāo)
6. Use Tools to Track Your Expenses
實(shí)用工具追蹤你的支出
7. Learn How to Negotiate Your Bills
學(xué)習(xí)如何平衡你的賬單
8. Start Automatically Saving Instead
有意識(shí)地開始存錢
9. Be Frugal with Your Money
節(jié)約用錢
10. Switch over to No Credit Card
不使用信用卡
11. Review Your Financial Progress Daily
每天檢查你的財(cái)務(wù)進(jìn)展
12. Shamelessly Use Coupons in All Places
購物時(shí)盡可能多使用優(yōu)惠券
13. Pack Your Lunch to Save Money
帶午餐上班可以省錢
14. Leverage Tools to Cut Junk Mail
利用工具刪除垃圾郵件
15. Adopt the 30-Day Rule
采用30天原則
16. Work on Important Tasks, Not Everything
做重要的事，而不是所有的事情
17. Be a Voracious Reader
做一個(gè)貪婪的讀者
18. Get Educated on the Go
再忙也要學(xué)習(xí)
19. Choose to Invest in Yourself
選擇投資自己
20. Improve Your Money Skills to Grow Your Income
提高理財(cái)技能來增加收入
You can save more if you commit to do so today. More important, you’ll live a happier life. Isn’t this worth all the sacrifice?
如果你今天就下決心這樣做，你可以存更多的錢。更重要的是，你會(huì)過上更幸福的生活。這一切難道不值得嗎?
